The Jaipur Central Cooperative Bank Ltd. Mobile Banking Privacy
Policy
The Jaipur Central Cooperative Bank Ltd., hereinafter referred to as
the Bank, is committed to maintain privacy of the personal
information of its customers/account holders, including information
that is of confidential nature. The Bank shall not be held liable in
any manner for disclosure of information which may be disclosed by
the Bank’s customer himself which he might be disclosing on various
platforms to avail other services.
Information covered by this policy:
The Bank endeavours to secure the information of its valuable
customers and uses encryption of high standards for transmission of
online data. It is envisaged that the customer also cooperates with
the Bank to ensure the security of the information. It is strongly
recommended that the customers shall choose their passwords very
carefully. The password must not be predictable and such that no
unauthorized access is made by any third party. The customers shall
not disclose their password(s), PIN, OTP and other confidential
information to anyone. The written record of the password(s), PIN,
OTP should not be recorded as any third party could access it and
misuse it. It is made absolutely clear that the hackers/fraudsters
adopt various deceptive methods to lure and persuade an account
holder to disclose personal information and to obtain OTP, PIN or
password disclosure. In case negligence is attributable to the
accountholder to fall a prey to such hackers/fraudsters the Bank
shall not be responsible for any such negligence committed by the
account holder himself and the consequences thereof
Information disclosure:
The Bank undertakes not to disclose any information provided by the
Customers to any person, unless such action is necessary to: -
a) Fulfil legal requirements or undertake compliance of a legal
process.
b) Protect and defend rights, interest and property of the Bank.
c) Enforce terms and conditions of the products or services offered
by the Bank and which is mandatory requirement as may be directed by
the government.
d) Protect interests of the Bank, in case the Bank has to take any
legal action against defaulting customer.
e) Fulfil authorization given by the customer to the Bank, to
exchange, share, part with all information related to the details
and transaction history of the Customers to banks / financial
institutions / credit bureaus / agencies / participation in any
telecommunication or electronic clearing network as may be required
by law, customary practice, credit reporting, statistical analysis
and credit scoring, verification or risk management which is beyond
control of the Bank and shall not hold the bank liable for use or
disclosure of this information for above reasons.
Indemnity: The
information, material, advices suggestions, illustrations,
notifications, circulars etc. are collectively stated as "the
content" in this website. If the customer misinterprets,
misunderstands said content or negligently uses unauthorised sources
or channels while operating the mobile banking services the Bank
undertakes no responsibility thereof. The Bank makes no warranty or
representation regarding any content provided on an unauthorised/fraudulent
websites and disclaims its liability in respect thereof.
No Liability: No
liability of any kind shall be incurred by the Bank even when online
services of the Bank are declined by the Bank in those cases where
the fraud is anticipated in the online operation of a bank account
of a customer as may be sensed and declined by the bank’s Fraud Risk
System.
Effective Date: Date of
launch of mobile banking application. |